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When it comes to monthly bills, there is no getting around the fact that your mortgage payments are going to be among the biggest. And it’s the amortization period on your mortgage that determines just how big these payments will be. This is why the amortization period is among one of the more vital details […]

House poor is a term that many of us have heard of, but what does it mean? A person who is house poor is someone who can afford his or her home mortgage payments but can’t afford much of anything else. When this happens discretionary spending on restaurants, furnishings, travel and clothes are severely cut […]

If you are a homeowner, odds are you have given some thought as to what that would entail and potentially cost you in terms of your current mortgage situation. The reality is that your mortgage is likely one of, if not the most complicated contracts that you have ever signed and if you aren’t careful […]

When it comes to houses, bigger is not always better, especially if you’re an empty nester or you’re looking for a lifestyle change. If you’ve decided to downsize – for whatever reason – there are a lot of things you need to think about before you make a move. Understand Why You Want to Downsize […]

If you are considering purchasing a pre-construction home it is important that you do your homework and make sure you know exactly what you’re getting into before taking the plunge. From the developer’s history to locking in mortgage rates, here are some of my top things you need to know before buying (and falling in […]

Regardless of your reason for needing it, maybe your teen bought their first car, or you are tired of your guests having to search for street parking, a driveway expansion is a fantastic option for increasing the amount of parking space that you currently have. The cost of this project will vary and be dependant […]

Whether you are planning on updating your home or are trying to sell your home it, there are plenty of ways to modernize your landscaping and add a touch of refreshing curb appeal. The most recent trends include homeowners stepping outside the box with landscaping designs that have Mother Nature’s best interest in mind. Here […]

House settling occurs when your house is getting used to life in its new location. Typically, a new house settles during its first three years of existence. House settling shouldn’t cause major issues — just cosmetic ones, such as a thin crack where the wall meets the ceiling, which can be patched up with a […]

While parts of the nation are climbing out of the recession, the state of California is still considered to have one of the highest unemployment rates. But a closer look reveals that this isn’t necessarily true to the whole state, with specific pockets of thriving job growth, which generally surround the state’s major metro areas. […]

When you own a luxury home you want to ensure that when you go to sell it you are receiving the biggest bang for your buck. Typically this means making sure that any additions and improvements made to your home are ones that have the best odds of being profitable. With that in mind, let’s […]